Yes, you can! There are two options:
1. Use the spend cap feature in the Clearpay app.
You can easily manage the amount you can spend with Clearpay, with a few simple taps. Your spend cap can be updated or removed by you within the app at any time.
Head to Settings in the My Clearpay tab within your app and select Spend cap.
You can enter an amount that is below your maximum spend limit, with a minimum of £100.
Click here to learn more about the spend cap feature and how this is different to your Clearpay approved spend limit.
2. Request a spend limit decrease.
We can reduce your overall spend limit at your request, to suit your budget and pause any increases. Just let us know how much you would like to spend and how long you would like the restriction to be in place for.
If your current outstanding balance is higher than the spend limit value you are seeking, your current orders will need to be paid down to less than your preferred limit before you can request a reduction.
Similar to the spend cap, if we reduce your limit for a period of time, there is no guarantee that your previous limit will be restored immediately.
The amount you can spend using Clearpay changes based on your payment history and how you use your account.
To reduce your spend limit, you can contact us by selecting the Help option within the My Clearpay tab in your Clearpay app. Alternatively, you can use this form.