Any payments due will continue to be taken as outlined in your payment schedule at the point you made your order.
Items you would like to return should be sent to the merchant (in-line with their returns policy) and once a refund is processed by the merchant your payment schedule will be updated with Clearpay to reflect this, applying the refund to the last instalment due first.
If there are any over-payments, these will be refunded back to the card we hold on your Clearpay account at the point we receive the refund from the merchant.
Our system will adjust your payments from your last instalment backwards. This means your final payment might be reduced to zero, but the rest of your payments stay the same. Our systems cannot spread the new purchase price out evenly across your four payments or across the remaining payments.