Clearpay does not charge a fee to shoppers when purchasing. The only fees applied to a shoppers account are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Clearpay account to make your payment via a different method.
If you have not made the payment before the due date, and the automatic payment fails, you have until 11pm the following day to make payment.
After 11pm the following day, if that payment has not been made, as set out in our Terms of Service, an initial £6 late fee will apply. A further £6 late fee will apply if a payment is still unpaid 7 days after the due date. Late fees are capped. For each order below £24, a maximum £6 late fee may be applied per order. For each order of £24 or above, the total of the late fees that may be applied are capped at 25% of the order value or £36, whichever is less.